Traffic Rules You Should Follow At All Times

Traffic Rules

India’s dense population and high traffic pose challenges for enforcing traffic laws. The Motor Vehicles Act of 1988 outlines essential traffic rules. Violating these rules can lead to traffic police stopping and impounding your car. Routine inspections may also prompt such stops, requiring compliance with specified procedures.

Documents Needed To Drive A Car:

If traffic police pull over your vehicle, you should present the following documentation: 

  • The driver’s driving licence 
  • The vehicle’s Pollution Under Control Certificate (PUC) 
  • The vehicle’s Registration Certificate (RC) 
  • At least third-party online car insurance policy 

Which Fundamentals Must You Adhere To When Operating A Vehicle?

Some of the fundamental traffic laws that you have to abide by when operating a vehicle are as follows: 

  1. Steer Clear Of Drunk Driving: Because of a significant rise in traffic accidents over time, the Indian government raised the legal blood alcohol limit to 0.03%. Failure to pass the BAC (blood alcohol concentration) test can result in a fine of between Rs. 2000 and Rs. 10,000 or a sentence of seven months to four years in prison. 
  1. Never Operate A Two-Wheeler Without A Helmet: According to motor vehicle laws, everyone riding a two-wheeler must wear a helmet; otherwise, drivers risk receiving a fine of Rs. 1000. In extreme circumstances, the traffic authorities may also suspend the drivers’ or owners’ licences for three months.
  1. When Driving, Make Sure Your Motor Insurance Policy Is Valid: According to the Motor Vehicles Act of 1988, owners must at least have valid third-party insurance

People driving without valid insurance or with a lapsed policy may face penalties. For a first offence, the penalty is Rs. 2000; for a repeated offence, it is Rs. 4000.

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Opting for comprehensive car insurance ensures extensive coverage, protecting against various risks and potential damages beyond just accidents. Claims are subject to terms and conditions set forth under the motor insurance policy. *

  1. Always Buckle Up When Operating A Vehicle: Failure to wear a seat belt while driving is punishable by up to Rs. 1000 in fines under the motor vehicle regulations. 
  1. Refrain From Over-Speeding: Motorists ought to stay within the government-mandated speed limit. Fines for noncompliance can range from Rs. 1000 to Rs. 2000. 
  1. Avoid Using A Phone While Operating A Vehicle: The new Motor Vehicle rules that have come into effect on October 1, 2020, restrict the use of mobile phones while driving to using them as a navigation tool only. If the device is used for any other purpose, traffic authorities will fine you Rs. 5,000 and, in some instances, put you in jail for a year. 
  1. Never Fail To Pay Attention To The Traffic Signals: To avoid a fine of up to Rs. 5,000 and a year in jail, one must obey traffic signals. 
  1. Observe The “No Entry” Zone Sign: Because these areas are designed for one-way traffic movement, stay out of “No Entry” zones that are indicated with specific signals to prevent accidents.

While obeying traffic rules is critical, make sure to also buy a robust insurance coverage when complying with the mandatory insurance requirement. Exploring the various car insurance benefits is essential to understanding the comprehensive protection and financial security it can offer in unexpected situations.

*Standard T&C Apply

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

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Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.